So you want to start saving money? Maybe make your paycheck go farther? Budgeting is a commitment. To be successful, it must be done continuously, similar to losing weight. But, if you are ready, lets get started.
When you are budgeting, you need two factors: your monthly income and your monthly bills. Things like gas and food wont be the same every month. However, with planning, you set a certain amount for each. If you take a bus, you can budget easier while spending a lot less.
Now that you have your numbers, I recommend using trackeverycoin. It is a free website that helps you see where your money is going. If you enter your paychecks, your bills plus things you buy, it will show you how much you have left. Or how much you are in the red. Ive used it with great success. I still do, even though I make way more than I need for bills.
If you want to save more, planning is key. That includes what you buy for food. I will post on that another time.
Enjoy the rest of your day,